Online Payments

Smart Currency Exchange provides its client with the option to manage their international payments online as well as verbally over the telephone.

Why make your payments online?

Our clients are busy people, we know that. If you have the time and wish to talk to a trader, great, we’ll be there for you. But if you don’t have the time for a phone call, or you need to be able to make payments on the go, being able to manage your payments online will be a real help. Whether you’re filling in time in the departure lounge, or waiting for an appointment, you can now use that time to sort out your currency transfers from your smartphone or laptop.

Being able to make your payments with our online portal keeps things simple. It’s allows you to manage your online account 24/7 and you can change the dates, times and amounts of your payments at the touch of a button. You will also benefit from our extended online trading hours of 8am to 6pm.

There is no need to get to a computer either, our online service is available on mobile devices too, allowing you to stay in control when on the move, in the UK or abroad.

Why make your payments online?

Our clients are busy people, we know that. If you have the time and wish to talk to a trader, great, we’ll be there for you. But if you don’t have the time for a phone call, or you need to be able to make payments on the go, being able to manage your payments online will be a real help. Whether you’re filling in time in the departure lounge, or waiting for an appointment, you can now use that time to sort out your currency transfers from your smartphone or laptop.

How making a payment online can help

You’ve made the move to Australia but still have financial commitments back in the UK. Each month, you have a number of transactions you need to facilitate between the two countries. First, there’s the transfer from your UK account to Australia to cover your new mortgage. Your daughter has also just started university and you need to pay her tuition fees and her monthly allowance. If you had to call your trader to make each of these payments, you’d constantly be double checking the time difference and incurring costs for calling long-distance. Managing these payments online keeps things simple. It’s quick, easy and costs nothing. Plus, you won’t have to get up in the middle of the night to reach your trader!

The benefits of online payments

There are a number of payments associated with buying abroad, some you can plan for, others arise unexpectedly. Being able to manage these yourself keeps things simple.

Our online system lets you take care of surprise payments efficiently and allows you to effectively manage the payments you know are coming. You can schedule payments in advance, lock in rates and manage regular transfers online. If you have set up a Forward Contract with Smart, all online payments will be made at the rate set out in that contract. This is quite the weight off your mind with exchange rates shooting up and down all the time, and the locked in rate means you can budget effectively.

The regular payments associated with buying and living abroad can also be managed online. So that you don’t have to login every time you need to make a payment, you can make things simpler with a Regular Payment Plans (RPP). If you have pension, mortgage or any other kind of payment that you make on a regular basis, you can combine these with a Forward Contract to lock in an exchange rate for a year. All of your regular payments will then be made automatically, at the agreed rate, on the dates specified by you.

Our online system also lets you set up Spot Contracts, which work best for covering those unexpected payments quickly. You can buy the currency and make the transfer right away from your computer or smartphone. The transfer will be made at the best exchange rate available on the day in question.

Get access to our online portal today. Simply complete our form to open an account and we will take care of the rest.